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Car Insurance

Your car is a valuable investment. It’s only right for you to protect your car and get it insured with comprehensive car insurance which covers you throughout the Commonwealth of Australia.
We understand motor vehicle accidents happen. Here at Grace Motors, our dedicated team will help you understand car finance and comprehensive insurance to protect your car from everyday road risks. Together, we can help find the right cover for your car.
How does car insurance work?
Road accidents could happen anytime and anywhere, without any notice. It could be distressing when you suddenly find yourself stranded on the road with a damaged vehicle, imagine how much stressful it would be if you have to pay for the repair costs of someone else’s car. This is where auto insurance comes to the picture.
If you ever get involved in a road accident and you’re the at-fault party, the car liability coverage on your insurance helps pay for covered losses.
These include damage to a third-party’s vehicle or other property as a result from the accident as well as the other party’s medical bills if ever they incur physical injuries as a result of an CTP claim.
What does car insurance in NSW typically cover?
Generally, it depends on the type of auto insurance cover you choose. Comprehensive car insurance in NSW covers you for damage to your car and other people’s vehicles and property as a result of your driving. Third party car insurance in NSW, on the other hand, only provides cover to the damage you cause to someone else’s car and property. With the right insurance in place, you can get cover for all the costs associated with car damage and repair.
Car insurance also provides cover for loss and damage caused by theft, attempted theft, malicious damage, fire, collision, and other reasons. You can also get cover for all legal modifications and accessories fitted to your car. There are also additional covers you can choose from, like windscreen and window glass cover, roadside assistance, and not-at-fault hire car.
There are various car insurance compare tools online to help you compare different auto insurance policies. Feel free to get in touch with us here at Grace Motors so our team can give you advice on the right insurance you can take.
Do I really need to get my car insured?
All registered cars must have compulsory third party car insurance in NSW and anywhere in Australia. In the event that you get into a road accident, your insurance helps pay for property damage or personal injuries after you file an insurance claim. It also helps for the damage repair costs if you’re the at-fault party as well as the legal fees if you’re taken to court. You may never have to file an insurance claim during the life of your car, but it’s statistically probable that you will be involved in a road skirmish at least once. The consequences of this can be costly, so it’s important to make sure you’re protected every time you’re driving down the road. Ensure that you’re getting the right cover for your car.
You can start by exploring car insurance compare tools online or finding a reputable insurance company who can do that for you. You can compare insurance policies at the comforts of your own home using your phone or computer. With many insurers available today, finding a comprehensive insurance is easier than you think.
Get in touch with Grace Motors
Not sure about which insurance coverages and policies to secure? Here at Grace Motors, we offer management consultancy services to help car buyers understand how comprehensive car insurance in NSW works. Contact our team for enquiries.